Over six in ten people find regular income just doesn't cover the cost of essential household bills.
A new survey shows 43% of people here are having to turn to credit cards, overdrafts or loans to make ends meet.
35% are having to dip into their savings to allow themselves to pay for standard bills for the likes of electricity and heating, according to the survey for switcher.ie
A fifth of people here say they're in debt, and are worried about it.